Two-wheelers, tired of traffic jams or want to escape for the weekend, the reasons to buy a two-wheeler are multiple. The integration of cash in a credit redemption is a way to finance this type of purchase.
To offer a two-wheelers, a motorcycle, a scooter or a motor-bike
Two-wheelers, tired of traffic jams or want to escape for the weekend, all the reasons are good to want to buy a two-wheeler. Motorcycle, scooter or electric bike, what is the most suitable mode of transport for you? The price will have an impact on the final choice of the vehicle but not only. You have to take into account your initial needs.
As for a car, the purchase of a two-wheeled car is time consuming because it is a significant purchase, which requires careful consideration. It is important to clearly define your needs, then to find out about your budget. Once your budget estimate is made, you can make your request to buy cash loans.
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Define your need: what will be the use of my two-wheelers?
First of all, it is necessary to start by asking yourself what you are looking for with a two-wheeler. Ease of movement, maneuverability, speed? Your situation (professional, family, geographic) will influence your choice because it is directly related to your needs. Begin to evaluate all of your needs.
The frequency of use and the type of trips are decisive in the choice of the car.
- Do you drive in big cities, on short trips and you want to avoid traffic jams in your daily commute (to get to work, to go out at night, etc.)? The scooter, the moped or a small motorcycle will probably be the most suitable vehicles as practical to avoid traffic jams.
- You will use your two-wheelers to travel on small daily journeys and also to make regular motorcycle trips on longer weekend trips with friends? It will be better to choose a motorcycle of the type big engine.
- Do you want to travel on occasional or daily short trips by avoiding traffic jams without having to pass a motorcycle license? A scooter, a motorcycle (maximum 125 cm 3 ), a classic bike or electric, you will certainly agree.
Equipment and options:
Do not forget to inquire about the necessary equipment related to the type of vehicle (motorcycle, scooter or bike …). The purchase of a motorcycle or a scooter requires the acquisition of additional equipment of safety and comfort: helmet, jacket, pants, boots, gloves, suit adapted to the external environment (against the rain and wind), balaclava, blow tower, etc. In addition, it is possible, as for a car, to select additional options such as heated grips, saddlebags, top case, radio kit or special paint.
Acquiring a bike requires less than one equipment. Apart from the lights that are mandatory, the clothing equipment (cycling pants, shoes, hat, headband), the helmet and the pump are not essential, even if they are useful. The helmet for example, although it is not mandatory, is strongly recommended because it can save lives (80% of fatal bicycle accidents are related to cranial shocks). So do not forget to integrate the options and equipment in the total budget of your vehicle.
The motorcycle license:
If you do not have a motorcycle license (A) and want to buy a two-wheeler, pay attention to the choice of the type of vehicle because from a certain caliber, the license A is required. Indeed, for an electric bike, a scooter and a motorcycle of caliber inferior to 125cm 3 , there is no need for a specific permit. It will simply be necessary for your car license to be more than two years old and for a paid one-day training. Some motorized two-wheelers or some large motorcycles require special conditions depending on the characteristics (BSR, ASSR, Class A license). Also, if you plan to buy a motorcycle over 125cm 3 but you do not have the motorcycle license, you will have to budget for this license.
Find the balance between your needs, your desires and your budget: can I take this type of vehicle?
Once you have defined your needs, your aesthetic preferences and ideals will guide you to the type of vehicle suited to your situation. Seeking a strong sensation through speed (motorcycle sports), want to consume Made in France (French brands), environmental values (bike, electric bike, hybrid scooter), impassioned bike not liking speed (motorcycle type Harley Davidson), aesthetic inclinations (color, style), maneuverability (scooter or bike).
To find out: which machine corresponds to what I am looking for?
Did you take stock of your needs, your desires and your budget limit? Now you can search a lot of information that will lead you to the most appropriate gear. The way to search for information around two-wheelers is generally the same as for a car. You can read the section “Inquire” for the purchase of a car. Where can I find the information? Buy new or used, to an individual or a professional? You will find all our tips and tricks to get accurate information and to choose a model of two-wheelers that suits you. You can also take inspiration from Michel, who was able to buy a roadster motorbike while receiving financing as part of his loan buyback.
Specify your budget: what budget do I need to buy my two-wheelers?
Once you have found the two wheels that suits you, it will be time to specify the total budget that this purchase will generate. You can request directly from the professionals (dealers and garages) quotes including the price of the vehicle, the equipment and the options. You will find detailed pricing information also on specialized websites.
In addition, do not forget to think about insurance for scooters and motorcycles, especially since its price is not negligible if you hesitate with an electric bike, which does not require insurance. Generally, ensuring a two-wheeler is more expensive than a car because the risk of accident is statistically more numerous.
To have an idea of the insurance budget related to the choice of your vehicle, you can look on comparators via internet. It is always possible to take car insurance if you already have one to also provide your two-wheelers. It will take into account the cost of insurance, equipment and options in addition to the purchase price of two-wheelers to refine your budget and know how much money you will need at the time of your purchase of credits.
Take action, buy your car: how to buy my two-wheelers?
Now that you have specified the actual budget you need to acquire the vehicle of your dreams, you can request a credit buy-back from Crédigo. To do this, take the time to complete the online simulation form including the amount necessary for the purchase of your two-wheeler, motorcycle, scooter, bike … Just like for the acquisition of a car, think about ensure your new car.